Botswana Life Affluent

In its quest to remain the market leader, Botswana Life launched an Affluent Service Centre in October 2016. The Affluent Centre is a differentiated product and service offering for the high net-worth segment of the market.

This move is part of the company’s strategy to remain relevant and customer-centric by matching its product and service offering to the life goals of the clients. The establishment of a differentiated service and product offering by a life insurance company is a first in Botswana, once again cementing Botswana Life’s position as a market leader and trail blazer.

The Centre is staffed by an accredited team of Wealth Managers who are trained to offer bespoke advisory services and solutions that are aligned to client needs. The Wealth Managers are available to service you in the comfort of your home or office.

For more information and assistance, contact +267 363 4784.

Individuals

Botswana Life International Investment Plan (“BLIIP”)

Botswana Life introduced the Botswana Life International Investment Plan in 2018. This is a single premium investment product that invests offshore. This product was designed for Botswana Life...

Isago Educator

Isago Educator plan is designed to help our clients save for their children’s education. The client is allowed to do partial withdrawals on their investment to pay school fees before the policy...

Poelo Credit life

This product is designed to be used as security ceded to the financial institution that has provided a personal or vehicle finance loan to the policyholder. The product insures the life of the...

Masika Otlhe

This policy is designed to provide cover for Extended family members without an option to cover nuclear (Immediate) family members. It also extends to domestic workers and herdsmen t. The...

Poelo Whole of Life

This product is designed to assure the life of the policyholder in the event of death whenever that happens. This product is denominated in two currencies, namely the Botswana Pula (BWP) and the...

Poelo Mortgage Protector

This product is designed to be used as security ceded to the financial institution that has provided a mortgage loan to the policyholder. The product insures the life of the policyholder and pays...

Poelo Exclusive

This product is designed to insure the life of the policyholder in the event of death within the term of the policy. 

There is an option to select a return of premium benefit. Where this...

Poelo Standard

This product is designed to insure the life of the policyholder in the event of death within the term of the policy. 

There is an option to select a return of premium benefit. Where this...

Tapologo-Multi Fund Retirement Annuity

Tapologo Retirement Annuity is designed to help clients save up for retirement. At retirement after the age of 55 years, one third of the policy value will be paid as tax free cash to the...

Isago Multi-fund Discretionary Savings ("Isago")

Isago Multi-Fund Discretionary Savings Plan aims to help our policyholders save for planned events, for example children’s education, a dream wedding, a dream holiday, starting a business etc. On...

Mmoloki Family Wealth Protector Plan

Mmoloki Family Wealth Protector Plan will assist you to minimise the financial impact upon the death of your loved one. Many of us have always understood the responsibilities of taking care of the...

Isago Investment Plan

Botswana Life has introduced yet another exciting offering to its clientele base, Isago Investement Plan. The policy aims to help our policyholders save for planned events, for example children’s...

Poelo Term Assurance

This cover is a first in Botswana offering policy holders two (2) versions; Return of premium meaning that 120% worth of premiums paid back to them after 15years of constant upkeep. The No return...

Tapologo Retirement Annuity

Tapologo Retirement Annuity allows one to choose level premiums, premiums escalating at 5% and 10% as well as any ad hoc increases. In the unfortunate event that the client gets permanently...

Lore Master Plan

The Plan pays the benefit upon death of the policyholder, spouse and a maximum of 6 nominated children. The available options are member only, member and children, member spouse and children. The...

Motlamedi Premier Funeral Cover

Motlamedi Premier Funeral Plan is a bundled funeral policy that provides both cash and funeral service from FSG, easing the challenges of preparing for a funeral and allowing you to have a premier...

Single Premium

As the name suggests, this products requires only a single premium payment which will be used for investment. The investment will be in various asset classes such as equities and bonds based both...

Mompati Policies

The Mompati policies are closed for new business and the existing policies will run until expiry. Botswana Life will continue to administer existing policies and pay claims that arise on these...

Bosa Premier Hospital Cash Plan

This product is designed to fill the income gap created by long stays in hospital. Bosa Premier Hospital Cash plan is a policy that pays out a daily cash benefit during your stay in hospital, for...

Mortgage Protector Plan

Mortgage protector is a decreasing term life insurance policy. This means that every year, the amount that you’re insured for decreases in line with the decreasing mortgage loan. This decreases...

Mmoloki Family Wealth Protector Plan

Mmoloki Family Wealth Protector Plan will assist you to minimise the financial impact of the death of a loved one.  Many of us have always understood the responsibilities of taking care of the...

Motlhokomedi Life Cover

The Motlhokomedi is closed for new business and the existing policies will run until expiry. Botswana Life will continue to pay claims that arise on the policies. Our policyholders currently...

Pinagare Premier Life Cover

Pinagare policies are closed for new business and the existing policies will run until expiry. Botswana Life will continue to pay claims that arise on the policies. Our policyholders currently...

Business Owners

Buy and Sell Insurance Solution

The loss of a co-owner as a result of either death or disability could impact your business in the following ways:

The existence of the business may be in jeopardy. Credit facilities may be...

Key Person Insurance Solution

As a business owner you no doubt value the contributions each of your employees makes to your business. However, there are also key individuals who are critical to the continued success of your...

Business Liability Protection

An owner of a company often has to provide personal security for a loan taken out by the business. But what happens to the debt should this person die or become disabled? 

The problem for...

Corporate

Total Permanent Health Insurance/Income Continuation Benefit

The cover is provided in case of incapacity or sickness resulting in a member being unable to continue with his/her own or suited occupation. Unlike Occupational Disability Benefit, this cover...

Dread Disease Cover

The cover provides for a lump sum benefit to an insured employee on diagnosis of a pre-defined illness. The benefit is meant to provide financial compensation for the effects of a life-changing...

Credit Life

Group Credit Life (GCL) and Group Mortgage Assurance Plan (GMAP)

This cover is specifically tailored for financial institutions or companies, which offer mortgage or other loans. In the event of...

Group Funeral Cover

The cover provides a cash sum towards funeral expenses for the employee / member and his/her nominated beneficiaries. The benefit may extend to parents including in-law parents. 

This cover...

Temporary Total Disability (TTD)

Upon an insured employee becoming totally and temporarily disabled and upon completion of an agreed period, a benefit of roughly 75% of monthly salary will become payable.

The benefit will...

Group Life Assurance

The benefit is normally in the form of a lump sum equivalent to a multiple of annual salary, between two (2) and four (4) times annual salary. Cover is compulsory for all employees; the employer...