| Segments | 20K-49K | 50K-99K | 100K+ |
|---|---|---|---|
| RUBY | EMERALD | DIAMOND |
| Target Customers | Ruby | Emerald | DIAMOND |
|---|---|---|---|
| Salaried Professionals |
|
|
|
| C-Suite Executives |
|
|
|
| Professionals with registered bodies (Engineers, Doctors, Accountants, Lawyers, Architects) Senior |
|
|
|
| Senior Government Officials |
|
|
|
| Senior Commissioned Officers (Defence, Police & Prison) |
|
|
|
| Internationals (Investors, diplomats, diaspora) |
|
|
|
| Self employed individuals/Companies |
|
|
|
| High Net Worth individuals/Companies |
|
| Advise | Ruby | Emerald | Diamond |
|---|---|---|---|
| Financial Literacy |
|
|
|
| Needs Analysis Report |
|
|
|
| Business Advisory |
|
|
|
| Retirement Planning |
|
|
|
| Estate Planning |
|
|
|
| Investment Planning |
|
|
|
| Tax Planning |
|
|
|
| Risk Management Planning |
|
|
|
| Products | Ruby | Emerald | Diamond |
|---|---|---|---|
| Investment/Wealth |
|
|
|
| Botswana Life International Investment Plan (BLIP) |
|
|
|
| Life Covers |
|
|
|
| Poelo Range |
|
|
|
| Fiduciary |
|
|
|
| Estate Liquidity Covers (Wills) |
|
|
|
| Trusts |
|
|
|
| Business Insurance |
|
|
|
| Income Protector |
|
|
|
| Key Person |
|
|
|
| Buy and Sell |
|
| Products | Ruby | Emerald | Diamond |
|---|---|---|---|
| Retirement |
|
|
|
| Retirement Annuity |
|
|
|
| Funeral Cover |
|
|
|
| Lore |
|
|
|
| Mmoloki/Masika-Otlhe |
|
|
|
| Customised Products |
|
|
|
| SHARIA Products |
|
|
|
| SMME Products |
|
|
|
Service Approach
| Channel | Ruby | Emerald | Diamond |
|---|---|---|---|
| Branch Network |
|
|
|
| Affluent Lounge |
|
| |
| Digital Channels |
|
|
|
| Financial Advisers |
|
|
|
Follow us