Capital disability/Total permanent disability

The medically certified total and permanent disablement of the Insured as a result of sickness or injury sustained more than six months after the commencement date and which must have existed for a continuous period of at least 6 months, and resulting in the Insured being unable to pursue the normal occupation in which he was gainfully employed at the time of disablement or any other occupation for gain or reward to which he would be reasonably suited by education, training, status or experience. This benefit will cease when the life assured reaches 70 years age last birthday.

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