Child

A child by birth to the insured, including a posthumous child, a stepchild, or an adopted child, providing that proof satisfactory to BLIL is submitted for the latter two (2) categories. All unmarried children under the age of 21 may be covered. Cover is extended to age 25 if the child is registered full time at a recognised educational institution and is still classified as a dependent. Mentally retarded as well as permanent and totally disabled children may be covered under this benefit irrespective of their age; includes an illegitimate child, stepchild or a child adopted in accordance with the Adoption of Children Act, or in accordance with any enactment whatsoever, whether within or outside Botswana, relating to the adoption of children.