The following ancillary benefits can be added:
Capital Disability
To pay a lump sum if you are permanently and totally disabled as a result of injury or illness.
Dread Disease Benefit
To pay a lump sum if you suffer from one of the following diseases; heart attack, stroke, cancer, renal failure, paraplegia, blindness, chronic coronary artery disease, heart valve replacement, major organ transplant or disease of the aorta. You will also be covered in the event of a clinical diagnosis of AIDS.
Accidental Death
To pay a lump sum if you die as a direct result of bodily injury caused by violent, accidental, external and visible means within three calendar months of the accident.
Family Funeral Benefit
Provides cover for the immediate family of the insured. Cover can also be taken for any two parents. The insured and the insured’s family are covered up to the termination age. A maximum of six children may be covered.
Waiver of Premiums
This benefit waives future premiums in the event of the payor’s disability or death. Return of Premium With this benefit, on death all premiums paid to date are returned to the payor.
Extended Family Funeral Benefit
Provides cover for the extended family of the insured. Cover can be taken for any spouse, children, parents, or parents-in-law not covered by the Family Funeral Benefit (offered as an ancillary benefit by Botswana Life). Cover extends to brothers, sisters, brothers-in-law, sisters-in-law, nephews, nieces, grandparents, grandchildren, adopted children and traditional wives. The insured’s family are covered up to the date on which the insured attains the age of 65; or would have attained the age of 65, should the insured have died before then; or the date on which the policy matures, which ever occurs first.
Follow us